🛡️100% On-Device Financial Freedom
Debt Payoff Planner & Snowball
Stop paying for yesterday. Take control of what you owe today.
Stop paying for yesterday. Take control of what you owe today.
Turn confusing credit card balances and high interest into a clear, stress-free road map to zero debt.
See your exact debt-free date, total balance remaining, and month-by-month progress at a single glance.
Compare Snowball momentum vs. Avalanche interest savings side-by-side to find the best plan for you.
Track every dollar paid, breakdown principal vs. interest, and watch balances roll over automatically.
Choose between the psychological momentum of paying smallest balances first (Snowball) or saving maximum interest by targeting high APRs first (Avalanche).
Test the superpower of small sacrifices. Simulate adding $25, $50, or a one-time tax refund to see how many months and thousands in interest you shave off.
No tedious manual entry. Use your camera to scan paper billing statements or credit card notices and automatically extract balances and APRs using on-device Vision.
Keep your finish line front and center. Monitor your debt-free countdown with Lock Screen widgets and log quick payments directly from Apple Watch.
Never miss a due date. Track upcoming payment obligations, credit utilization ratios, and scheduled rollover cascades with offline-first notification reminders.
Your money is nobody else's business. All numbers are stored strictly on-device in Core Data with optional Face ID / Touch ID lock. Zero bank linking, zero server syncing, zero tracking.